Resources for Furloughed Workers

Resurces for Furloughed Workersleistungspunkt baranq/Shutterstock On Jan. 25, 2019, auto insurance company GEICO donated $75,000 to support programs helping workers impacted by the partial government shutdown. The donations are being distributed to the Washington, D.C.-based Capital Area Food Bank and the FEEA fund, also known as the Federal Employee Education and Assistance fund.The food bank plans to use the money to serve 125,000 meals to impacted furloughed workers across D.C., Maryland and Virginia. Meanwhile, the FEEA plans to provide microgrants to some of the lowest income federal employees who are furloughed or working in excepted status. The grants will be available nationwide, and for those who have already taken out loans or have payments due to GEICO, the company is offering alternative payment schedules and deferred payments. But they are far from the only company offering such perks to those who have been without pay for more than a month.E ditors note Looking for business financing? Use the questionnaire below to have ur sister site, BuyerZone, provide you with information from a variety of lenders for free.Sure, some people may be eligible for Unemployment Compensation for Federal Employees (UCFE), but there are other ways to find help. Companies are donating to food banks, offering fee waivers on loans, giving away movie tickets and even opening grocery store pop-ups for federal works, deferring payment until after the shutdown is resolved. If you have been impacted, check out these resources that might be able to help.1. All the major U.S. phone carriers (ATT, Sprint, T-Mobile and Verizon) are offering promise to pay programs that let workers defer payment on bills without risking shutdown of tafelgeschirr. The Boston-based company Community Phone is offering a free $100 credit and a contract for one free year to affected people.2. The United Way established a special fund to help workers impacted by the shutdown. The United for U.S. feststellung combines the efforts of corporate partners (such as Bank of America), organized labor, United Way and other nonprofits. By texting SHUTDOWN to 40403 or going to unitedway.org/unitedforusfund, you can contribute to this fund. The United Way will use that fund to provide financial services and counseling as well as emergency assistance for food, rent, mortgage payments, and other immediate employee needs. The organization promises 100 percent of donations will serve those impacted communities.For those seeking help, contact your local United Way, or dial 211 to get connected to the resources and services in your local community. You can also call on someone elses behalf to get confidential help.3.Wells Fargo is offering financial relief to workers impacted by the shutdown. The company donated $250,000 to the United Ways fund. But the company is also offering fee reversals for late fees, overdraft or non-sufficient fund fees and waivers to affected cust omers. It will work with customers to prevent a negative consequence for missing payments. If youre affected and a Wells Fargo customer, you can call the companys new customer assistance line at (800) 219-9739 or check out the companys government shutdown assistancewebpage. Interested in alternative small business loans? Check out our best picks.4. Bank of America is reaching out to its customers affected by the shutdown to inform them about itsClient Assistance Program, which offers a variety of financial assistance optionsbased on your specific needs.5. Unilever has pledged donations of food supplies and personal care products valued at $2 million to go to 200 food banks around the country. The donations are through the manufacturing giants partnership with Feeding America. Intuit has made a similar promise of $2 million in donations to local food banks helping federal workers.6.Liberty Tax expanded its Easy Advance program to offer furloughed workers or those working without pay immediate access to tax refunds of $500 with no interest or fees, if you already expect to receive a refund of at least $1,001. And the company is offering a $25 discount on tax preparations. The offer is good from Jan. 21 to Feb. 28, 2019.7.Visor is offering free tax prep for the first 500 government workers who sign up. (The service is fee is $99 normally.)8.U.S. Bank launched a new low-rate quick loan for customers affected by the shutdown. Qualified federal employees can apply for a $100 to $6,000 loan with an annual percentage rate (APR) of 0.01 percent. The companys emergency assistance line has been set up at (877) 760-6046.9.Chase bank has promised to help customers who are government employees affected by the shutdown. It is encouraging customers to call its toll-free number at (888) 356-0023 to discuss the companys various hardship programs.10.Union Plus credit card holders who are furloughed or excepted, and who have been in good standings for three months, can apply for a one-time grant of $300 by going to the companys website. The saatkorn company is offering mortgage assistance for mortgage holders in good standing.11.Cadence Bank, with locations in Alabama, Florida, Georgia, Mississippi, Tennessee and Texas, is offering furloughed federal employees zero percent interest loans. The loans will match the amount of an employees paycheck and are subject to the normal credit approval process. Youll need your most recent pay stub and federal ID to apply.12. Many local credit unions are offering financial help to members affected by the shutdown. Those credit unions include Educational Employees Credit Union (EECU), Central Valley Firefighters Credit Union, Kings Federal Credit Union, Merced School Employees Federal Credit Union, Noble Credit Union, San Joaquin Power Employees Credit Union, Tulare County Federal Credit Union, United Local Credit Union and Valley First Credit Union. The help they are offering includes skipping loan payments and zero perc ent loans. Navy Federal Credit Union, one of the largest such organizations in the country, is also offering financial assistance to affected workers. The organization plans to cover direct deposits for eligible members while the shutdown continues. Eligible members can register to get the relief through the Navy Federal website.13. The Federal Employee Education and Assistance Fund (FEEA) is offering small grants of $100 to furloughed and excepted federal employees who earn $35,000 per year or less.14. Member companies of the American Financial Services Association (AFSA) are offering financial help to customers who have auto finance or traditional loans with the organization. The companies are offering a variety of emergency responses, including loan extensions, deferrals and fee-free account actions. Plus, they are offering special reporting codes to credit bureaus so that affected customers credit accounts are not marked as delinquent. Some member companies are putting the shutd own on a similar par as customers who have been affected by natural disasters, such as hurricanes and wildfires.15.Discover cardmembers affected by the shutdown that have a loan may be eligible for assistance by skipping payments or having late fees reversed.16.Ally Financial has expanded its assistance program to offer aid based on individual needs. The options include refunds of transaction fees and non-sufficient funds, CD early-withdrawal penalty waivers, expedited check fee waivers, wire fee waivers, late charges and payment extensions.17.First Command Financial Services has promised to extend direct deposit payments to federal employees affected by the shutdown. The company is offering zero interest payroll advances, loan assistance, penalty-free CD withdrawals, secured lines of credit and is waiving cash advance fees on credit cards.18.Access National Bank is assisting government contractors and businesses affected by the shutdown. Clients are encouraged to contact the bank t o discuss their various options.19.First National Bank of Omaha is offering assistance on a case-by-case basis where the company will waive feeds and work with federal employees on other forms of payment assistance. But you need to call (888) 283-5228 to find out if you qualify.20.Highland Bank, a Twin Cities community bank, is offering a loan relief program to eligible furloughed employees. These are short-term, low-interest loans up to $7,500. Loan recipients have one year to repay the loan. The bank is waiving its normal $25 loan application fee. To qualify, you will need the Notice of Furlough, government-issued ID and proof of income from a pay stub or bank anschauung showing direct deposits. Federal contractors arent eligible.21.Better Mortgage has launched a mortgage refinance program called Shutdown Relief Emergency Refi to allow federal employees to tap into their home equity for living expenses and loan payments.22. The Hartford insurance company is offering qualified poli cyholders a payment grace period if they are affected by the shutdown. To see if you qualify, call the companys assistance line at (800) 393-0864.23.MetLife Auto and Home is granting one-time, 30-day grace periods on policy payments. There are restrictions. To find out if you qualify, contact the company at (800) GET-MET8.24. Toyota Motor Corp is offering extensions on car loans and leases by as much as two months to those furloughed workers affected by the shutdown.25. The VCA Animal Hospitals network is offering federal employees flexible payment plans for pets that need veterinary care at one of the organizations 700 vet hospitals located around the country. The offer stands until the shutdown is completely over.26.PETA is offering free spay or neuter services and free rabies vaccinations for pets in Virginia, and is sending free dog food to Coast Guard personnel in Cape May, New Jersey.27.APS, an Arizona-based electric company, has pledged $1.5 million to help customers struggli ng to pay electricity bills due to the shutdown. The program gives APS customers up to $400 per year to help with payments. Federal employees affected by the shutdown, those facing unforeseen medical expenses and other financial hardships are encouraged to apply.28. A veteran-owned moving company in the DC metro and Miami, Florida, areas called Two Marines Movinghas pledged to hire government employees and veterans affected by the government shutdown.29. Through Boot Camp Digital, federal employees can get three months of free access to ansprechbar courses on such topics as Facebook marketing, online advertising and social media strategy. You can apply with your federal email address.30. Rosetta Stone is offering furloughed employees a three-month gift of the language learning platform. To apply, send an email to expandyourworldrosettastone.31. At 33 of Park University campuses located on military installations around the country, Coast Guard employees can get special tuition assist ance. The company announced it will waive tuition for one class (up to three credit hours) for those who enroll for the spring term. In addition, it is offering a $60 credit toward books.32. The Daily Burn streaming fitness program is offering a 100-day free trial to federal employees. And after 100 days, you can get 50 percent off the next year.33.Sweetgreen, the salad chain, is giving away free salads to government employees, as long as you produce your federal government ID.34.Alamo Drafthouse Cinemais offering federal employees free movie tickets Monday through Thursdays when they present a federal ID at the box office.35. The Harlem Globetrotters are offering furloughed employees two free game tickets to the 2019 Fan Powered North American tour.36. The national home search platform, Homesnap, launched a social media-based relief program. If you take a picture of your home or record a video explaining what your home means to you and post using the MyHomeMeans and ShutdownStories on social media before Jan. 31, you may be eligible for a relief program to pay rent or mortgages of federal employees. You can also apply online.37.Bikram joga Works and Cryotherapy is offering free yoga classes at noon for federal employees until the shutdown is over. You just need your valid ID at check-in. The offer applies to the companys Maryland locations.38.Floyds 99 Barbershops are offering half-priced haircuts and free massage shampoos to furloughed employees in Arizona, California, Colorado, Illinois, Massachusetts, Maryland, Michigan, Minnesota, Pennsylvania, Texas and Virginia.39. The online pharmacy HealthWarehouse.com is offering furloughed employees up to 50 percent off their prescription drug costs for up to a month after the shutdown ends.40. Great Harvest Bread Co. is placing a shutdown shelf in more than 50 locations to give away free bread to federal workers. Youll find a list of participating locations online.41. TSA and customs employees at 1,000 airports and transportation terminals nationwide are being offered 20 percent off food, beverage and core products at Hudson Group locations if they show their ID.42.Notarize, the online notarization company, is offering free notarizations to affected federal employees who supply their .gov email address.Many other companies are offering freebies in local destinations, such as Bubbakoos Burritos, which is offering U.S. Coast Guard service members free meals in Point Pleasant, Manasquan Neptune, Wall and Seabright, New Jersey. Or theres the Hotel Association of New York City, which is offering free hotel rooms for federal employees who need to travel for personal emergencies during the shutdown. You may have to do a little digging to find those deals. Anna Attkisson As official task master Anna loves nothing more than crossing an item off her to-do list, except possibly whippin g someone on the pool table. 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Whats an ATS How to Write a Resume to Beat the Applicant Tracking System

Whats an ATS How to Write a Resume to Beat the Applicant Tracking System What Is an ATS? How to Write a Resume to Beat the BotsHere is everything you need to know about applicant tracking systems and how to beat them.Weve all been there You find the perfect job opportunity, customize your resume and cover letter, submit your application online, and then pray it will reisepass the infamous six-second resume review test. Unfortunately, mora often than leid, your job application is lost in the resume black hole and youre left wondering why the employer wasnt that into you.What many job seekers dont realize is that 75 percent of job applications are rejected before they are seen by human eyes. Before your resume reaches the hands of a live person, it often must pass muster with what is known as an applicant tracking system.Below is everything you need to know about applicant tracking systems and what you can do to optimize your resume and beat behauptung bots.What is an applicant tracki ng system?An applicant tracking system or ATS, for short is a type of software used by recruiters and employers during the hiring process to collect, sort, scan, and rank the job applications they receive for their open positions.The applicant tracking system was initially created for large corporations that are accustomed to dealing with several thousand inbound job applications on a weekly basis. Today, approximately 95 percent of Fortune 500 companies rely on ATS software to help streamline their recruitment process. However, what began as a recruitment solution for large employers has turned into a commonplace tool for companies of all shapes and sizes.How do applicant tracking systems (ATS) work?Applicant tracking systems act as an electronic gatekeeper for an employer. The ATS parses a resumes content into categories and then scans it for specific keywords to determine if the job application should be passed along to the recruiter. Its job is to essentially weed out unqualif ied applicants so the recruiter can devote his or her time to evaluating the candidates who are more likely to be a match for the position. In other words, the ATS is apt to toss the least-qualified candidates, rather than identify the applicants who are the best fit.Unfortunately, that means if a resume is not written and formatted with the applicant tracking system in mind, a qualified candidate can be easily passed over.How to write an ATS-friendly resumeTo determine what makes a resume compatible with an ATS, TopResume recently analyzed 1,000 resumes from professionals across the U.S. with at least eight years of experience to identify the most common resume mistakes that will cause an applicant tracking system to toss an application. The infographic below highlights some of the most costly mistakes that make a resume incompatible with an ATS scan.If you want to make sure your resume is compliant for an ATS, follow the tips below to write an ATS-optimized resume.Select the right file type for your resumeContrary to popular belief, a portable document format is not the most ATS-friendly file type. While PDF files are the best at preserving the konzeption and format of your resume, it is not compatible with all ATS software. If youre asked to upload your resume to an applicant tracking system and PDF is listed among the file types you can, by all means, use a PDF version of your resume. However, if the system does not specify which file types are compatible, play it safe and stick to a Word document in .doc or .docx. Plain-text files are also incredibly ATS-friendly for resumes, but they limit your formatting options.Since the best resumes are written with two audiences in mind the robots pre-screening your application and the live human in HR who will review your resume, should it make it past the ATS I recommend using a Word document instead of a plain-text file for your resume file type. This will provide more creative freedom to write a resume that wil l appeal to a recruiter or hiring manager.RelatedHow to Avoid the Top 10 Resume Mistakes That Make Recruiters CringeDont put important details in the header or footerelend all applicant tracking systems are able to properly read and parse information stored in the header and footer sections of a Word document. In fact, our recent study confirmed the ATS was unable to identify a portion of the job seekers contact information 25 percent of the time. Avoid this same fate by placing important contact details (such as your anthroponym, phone number, or email address) outside the header or footer of your resume.Optimize your resume with keywordsOne of the best ways to ensure your resume is compatible with an ATS is to optimize your resume with keywords. Unlike a buzzword, which is typically considered to be a fluffy marketing term such as proactive or self-departureer, keywords represent the soft skills and hard skills you possess and the expertise youve acquired over the years that quali fy you for your target job.If youre unsure which keywords should be used in your resume, start by collecting three to five job descriptions that represent the type of position youre pursuing. Then, copy and paste the job description into a word-cloud generator, such as Wordle, to identify the terms that are frequently used throughout your desired positions. If you possess these skills or qualifications, incorporate these terms into your resume.When it comes to creating an ATS-optimized resume, you need to think about the frequency, as well as the placement of these keywords throughout your resume. Some applicant tracking systems will determine the strength of your skills based on the number of times a term shows up in your resume (aim to add the term two to three times throughout your resume), whereas others assign an estimated amount of experience for a particular skill based on its placement within the resume. To make a resume that is truly compatible with any ATS, youll want to o ptimize your resume with both systems in mind.First, create a Core Competencies or Areas of Expertise section within your resume professional summary that lists your strongest hard skills and soft skills. If there is a common abbreviation for one of your proficiencies such as SEO (for search engine optimization), include both versions in your resume. Then, pepper these same terms into your Work Experience or Education sections, where appropriate, to demonstrate when you leveraged that skill.RelatedWhy Soft and Hard Skills Are So Important for Your ResumeSome applicant tracking systems will associate the length of experience for a skill, based on how long you held the job where that skill was leveraged. For instance, if you worked at your past job for five years and you mention that you handled SEO for the company, the ATS will assume you have five years worth of SEO experience from that job. If a skill is listed on its own such as within the professional summary or a core-competenc ies section then the ATS will assign six months experience for that skill. This is why its incredibly important to reiterate your skills throughout your entire resume, rather than just in a skill section at the top of the resume.Avoid images, charts, and other graphicsWhile these may look nice to the human eye, resumes with embedded images become a garbled mess, or get completely omitted from your application, after it passes through the applicant tracking system. For instance, if you insert an image or chart to showcase your key skills, the ATS will be unable to read it. If you use a cool graphic to brand your name on your resume, this piece of information will be lost on the applicant tracking system.Stick to simple bullet pointsWhen used appropriately, bullet points are a great method for highlighting accomplishments and qualifications on a resume. However, if you choose an elaborate symbol for your bullets, your important selling points could get scrambled. Avoid using intricat e characters when creating a bulleted list on your resume. Stick to the simplest options, such as a solid circle, open circle, or square, to ensure your bullet points enhance your resume, rather than make it incompatible with an ATS.Use a clean resume design with a clear hierarchyWhen it comes to your resumes design, less is more. Not only do complex resume designs or unusual formats confuse most applicant tracking systems, but they also annoy recruiters who are accustomed to quickly scanning a resume for specific information they expect to find in particular areas within the document.Click on the following link for more tips on how to write a resume that will beat the ATS.How to create an ATS-friendly resume formatIf you want your resume to successfully pass the ATS, stick to a standard resume format, such as a hybrid resume. This resume format uses a professional summary section at the top of the document to outline your key skills and qualifications, and combines it with a chrono logical Work History section that explains how youve leveraged these qualities to produce results for your employers.Most applicant tracking systems do a better job at reading and interpreting a hybrid format because they rely on chronological data to parse your resume.As a result, its in your best interest to avoid a functional resume format at all costs where the focus is placed on your abilities, rather than a chronological work history.How to run an ATS-resume test for complianceThere are two easy ways to determine if your resume is compatible with an applicant tracking system (ATS).Convert your resume to a plain-text fileCopy the content from your resume, paste it into a plain-text document, and review the results. If the plain-text version is missing details from your original resume, has characters saved incorrectly, or looks disorganized (i.e. the heading for your Education section appears in the middle of your work experience), then assume your resume will require editing before it will be ATS compliant.Request a free ATS scan for your resumeHere at TopResume, we offer a free ATS resume scan as part of our free resume review. When you request a free resume review from TopResume, youll receive feedback on your resumes content, as well as its ATS compatibility.The first half of the review offers an objective look at what your resume is doing well and where it is falling short, from both an information and design perspective. The second half of the free resume review shows you exactly what information an ATS will pull from your resume, what information it will be unable to identify and retrieve (such as your name, contact information, most recent job title, and most recent employer), and for what top skills and keywords your resume currently ranks. If the ATS is unable to identify this important information or thinks youre a fit for a job when youre not, then your resume will need to be further optimized before it passes the ATS-compatibility test.Click on the following link to watch our latest OfficeHours video on how to write an ATS resume to beat the bots.Dont let the bots stop you from landing your dream job.Get an ATS-proof resume today.Recommended ReadingHow to Customize Your Resume for Each Job Application5 Signs Its Time to Hire a Professional Resume WriterWords and Phrases to Remove From Your Resume Right AwayRelated Articles

What You Should Do to Find Out About Nurse Anesthetist Resume Writing Service Before Youre Left Behind

What You Should Do to Find Out About Nurse Anesthetist Resume Writing Service Before Youre Left Behind So How About Nurse Anesthetist Resume Writing Service? Services often learn more about the labor market, thats the reason they understand what the customer wants. Safety precautions and policies and procedures have to be followed to keep the health and safety of the CRNA in addition to patients. Organizations compensate CRNAs less than anesthesiologists, which lessens the expense to the organization and insurers, thereby cutting down the expense to the patients. What Does Nurse Anesthetist Resume Writing Service Mean? Since requirements and licensure can fluctuate by state, its important to consult local NCBSN Member Boards before registering for the exam. Its critical to be careful with nursing resume completing since there will not be any other opportunity to generate an amazing first impression than submitting a flawless and impressive resume. The most suitable CV and cov er letter will allow you to do that. Successful completion of the NCLEX-RN is necessary for licensure. The Battle Over Nurse Anesthetist Resume Writing Service and How to Win It Its far better point out certain aspects that youre impressed with and what it is that youre searching for in order to acquire opportunities from that particular workplace. If you are searching for a mundane and cookie-cutter nursing resume, sure, you can discover lower-priced services. Inexperienced candidates who want a new grad nursing resume should next incorporate a anschauung that will state the things that they expect to accomplish by applying for that specific job offer. When you register for our services, you are going to be able to browse several nursing resume examples. You are likely to obtain a professionally written CV that could enhance your career chances. The very last thing that you want to do is end up unemployed all because youre not a great writer. You ought to make sure youre ready to list your experience in a professional method to find a better job. Once you graduate, its time to set out on your career journey. An important function of the RN is to offer education. As a nursing assistant, you wish to make certain that youre landing the very best training opportunities. When the program is finished, one has to pass the national certification exam so as to practice legally as CRNA. If youre an ICU nurse or NICU nurse, then you most likely have lots of experience. Nursing is a distinctive field wherever your professional and individual skills can save a persons life. After completing nursing school and passing the motherboard exam, you will have to manage the tricky procedure of discovering the ideal job. Writing a nursing resume needs an excellent understanding of health care and associated professions. There are various types of health nurse and youll have to demonstrate your abilities and knowledge fit the bill.

Air Force Technical School Training -- Phase II

Air Force Technical School Training -- leiter IIAir Force Technical School Training Phase IIThere is Air Force Basic Military Training that is also known as Basic or boot camp that is a recruit transitional training from civilian life to the military. The following training where the newly trained Airmen receives more specialized education and experience in their Air Force Specialty Code (job) is at the Air Force Technical School.Just because the new Airman has finished Basic Military Training, does elend mean life in the advanced schools gets easier with newly earned freedoms. In fact, the Air Force will gradually allow the Technical School Airmen to gain their everyday freedoms and privileges back over time. The Air Force once has lesser restrictions on Airmen in Technical School, but with the added distractions of town liberty, many were failing out due to a significant amount of time away from the base, school, studying, and getting into liberty incidents. To ensure success and higher performance, the Air Force mandated tougher discipline for the new Airmen fresh out of basic training. These restrictions the Air Force places on its Airmen during Technical School training are released like clockwork. There is a certain number of calendar days broken up into three phases of Technical School Training.For instance, Phase 1 lasts from the first through the 14th calendar day and is nearly as rigid in their rules and regulations as Basic Training.Phase II runs from the 15th calendar day through the 35th calendar day, and Phase III continues until completion of Tech School. Phase Two Specifics Within the first two weeks, the Airmen at Tech School have started to figure out the schedule and the effort required to succeed and are therefore granted more freedoms. However, the following restrictions still apply. As with any member in the military, the Airmen start to learn, with greater privileges come greater responsibilities. Airmen are expected to follow, promo te, and encourage all Airmen to adhere to standards. They will be held accountable and supervised commensurate with their time in service. During this phase, Airmen will still adhere to the list of requirements below Will remain in uniform and on station during duty hours. If Airmen go off station, they will wear the appropriate blue uniform combination and remain in the local area as determined in writing by the training/operations group commander.No civilian clothes.May consume alcohol if of legal age on base only, but not during the duty week or 12 hours prior to duty.May ride in and operate a private aggregat vehicle (PMV) after duty hours.Will adhere to a call to quarters (curfew) of 2200 (1000 P.M.) to 0400 (400 A.M.) on evenings prior to duty days and a curfew of 2400 (Midnight) to 0400 on evenings prior to non-duty days. Training/operations group commanders will determine, in writing, call to quarters for Airmen assigned to shifts other than a traditional day shift. Will hav e their ?rooms inspected a minimum of one time while in Phase II. Airmen must keep their rooms according to local guidelines but may personalize their rooms.Willmarch to and from all locations during duty hours.Will participate in a formal open ranks inspection conducted by an MTL a minimum of one time while in Phase II.May use a personal electronic device (such as cell phones and MP3 players) after duty hours only.Will pass all required open ranks and room evaluations prior to progressing to Phase III. Units will determine pass/fail to depend on locally developed standards. Documenting Discrepancies and Successes - The Gotcha Form The Air Education and Training Command (AETC) Form 341 in Air Force Basic Military Training is the primary method the Air Education and Training Command uses to document discrepancies and excellence for non-prior service recruits in both Basic Military Training and Air Force Technical Schools. You will have to carry one of these forms with you along with your military identification with you at all times while in training. The good news is that these forms can be used for good as well as discrepancies in basic military performance. If you do something well (and someone sees you), you will get credit for it. But the same holds true for if you have a poor uniform appearance or somehow out of regulations in your appearance or performance of duties. If an instructor at the training command (Basic Training MTI, Military Training Leader, instructor, Airman leader, etc.) observes you doing something good or bad, they can pull a 341 from you. The instructor will complete the bottom of the form, documenting what they observed and returns the form to your squadron for further action that your chain of command deems appropriate. Just because you are no longer in Basic Training, does not mean you are not supposed to be held accountable for your performance of duties and maintain discipline.

Science says parents of successful kids have this in common

Science says parents of successful kids have this in commonScience says parents of successful kids have this in commonMost parents want their kids to stay out of trouble, do well in school, and go on to live successful lives as adults.And while there isnt a set recipe for raising successful children, psychology research has pointed to a handful of factors that predict success.Unsurprisingly, much of it comes down to the parents. Keep reading to take a look at what parents of successful kids have in common.Drake Baer contributed to a previous version of this article.They make their kids do choresIf kids arent doing the dishes, it means someone else is doing that for them, Julie Lythcott-Haims, former dean of freshmen at Stanford University and author of How to Raise an Adult said during a TED Talks Live event.By making them do chores - taking out the garbage, doing their own laundry - they realize I have to do the work of life in order to be part of life, she previously told Busines s Insider.Lythcott-Haims believes kids raised on chores go on to become employees who collaborate well with their coworkers, are mora empathetic because they know firsthand what struggling looks like, and are able to take on tasks independently.They teach their kids social skillsResearchers from Pennsylvania State University and Duke University tracked mora than 700 children from across the US between kindergarten and age 25 and found a significant correlation between their social skills as kindergartners and their success as adults two decades later.The 20-year study showed that children who could cooperate with their peers, be helpful to others, understand their feelings, and resolve problems on their own were far more likely to earn a college degree and have a full-time job by age 25 than those with limited social skills.Those with limited social skills also had a higher chance of getting arrested, binge drinking, and applying for public housing.This study shows that helping chil dren develop social and emotional skills is one of the most important things we can do to prepare them for a healthy future, said Kristin Schubert, program director at the Robert Wood Johnson Foundation, which funded the research, in a release.From an early age, these skills can determine whether a child goes to college or prison, and whether they end up employed or addicted.They have high expectationsUsing data from a national survey of 6,600 children born in 2001, University of California at Los Angeles professor Neal Halfon and his colleagues discovered that the expectations parents hold for their kids have a huge effect on attainment.Parents who saw college in their childs future seemed to manage their child toward that goal irrespective of their income and other assets, Halfon said.The finding came out in standardized tests 57% of the kids who did the worst were expected to attend college by their parents, while 96% of the kids who did the best were expected to go to college.Th is falls in line with another psych finding The Pygmalion effect, which states that what one person expects of another can come to serve as a self-fulfilling prophecy. In the case of kids, they live up to their parents expectations.They have healthy relationships with each otherChildren in high-conflict families tend to fare worse than children of parents that get along, according to a University of Illinois study review.A nonconflictual single-parent family is better for children than two-parent families with conflict, according to the review.But, conflict between parents before and after a divorce can affect children negatively.Another study in this review found that 20-somethings who experienced divorce of their parents as children still report pain and distress over their parents divorce ten years later.Theyre educatedA 2014 study from the University of Michigan found that mothers who finished high school or college were more likely to raise kids that did the same.Pulling from a group of over 14,000 children who entered kindergarten from 1998 to 2007, the study found that higher levels of maternal education predicted higher achievement from kindergarten to eighth grade.A different study from Bowling Green State University suggested that the parents education levels when a child is 8 years old significantly predicted the education and career level for the child fur decades later.They teach their kids math early onA 2007 meta-analysis of 35,000 preschoolers across the US, Canada, and England found that developing math skills early can turn into a huge advantage.The paramount importance of early math skills - of beginning school with a knowlumineszenzdiodege of numbers, number order, and other rudimentary math concepts - is one of the puzzles coming out of the study, coauthor and Northwestern University researcher Greg Duncan said. Mastery of early math skills predicts not only future math achievement, it also predicts future reading achievement.They develo p a relationship with their kidsA 2014 study of 243 children born into poverty found that those who received sensitive caregiving in their first three years did better in academic tests in childhood than those who did not receive the same parenting style.Those children also had healthier relationships and greater academic achievement.This suggests that investments in early parent-child relationships may result in long-term returns that accumulate across individuals lives, coauthor and University of Minnesota psychologist Lee Raby said.They value effort over avoiding failureWhere kids think success comes from also predicts their attainment.Over decades, Stanford University psychologist Carol Dweck has discovered that children (and adults) think about success in one of two ways. Over at Brain Pickings, Maria Popova says they go a little something like thisA fixed mindset assumes that our character, intelligence, and creative ability are static givens that we cant change in any meaning ful way, and success is the affirmation of that inherent intelligence, an assessment of how those givens measure up against an equally fixed standard striving for success and avoiding failure at all costs become a way of maintaining the sense of being smart or skilled.A growth mindset, on the other hand, thrives on challenge and sees failure not as evidence of un-intelligence but as a heartening springboard for growth and for stretching our existing abilities.Dwecks mindset theory has attracted valid critiques over the years, but the core tenant of believing that you can improve at something is important to encourage in children.The moms workAccording to research out of Harvard Business School, there are significant benefits for children growing up with mothers who work outside the home.There are very few things, that we know of, that have such a clear effect on gender inequality as being raised by a working mother, Harvard Business School professor Kathleen L. McGinn, who led the s tudy, told Working Knowledge.Daughters of working mothers went to school longer, were more likely to have a job in a supervisory role, and earned more money - 23% more compared to peers raised by stay-at-home mothers.The sons of working mothers also tended to pitch in more on household chores and childcare, the study found.But, working mothers arent necessarily spending every waking minute outside of work with their childrenWomen are more likely to feel intense pressure to balance child rearing with workplace ambitions. Ultimately, they spend more time parenting than fathers do.A 2015 study found the number of hours that moms spend with kids between ages 3 and 11 does little to predict the childs behavior, well-being, or achievement.In fact, the study suggests that its actually harmful for the child to spend time with a mother who is sleep-deprived, anxious, or otherwise stressed.Mothers stress, especially when mothers are stressed because of the juggling with work and trying to fi nd time with kids, that may actually be affecting their kids poorly, study co-author and Bowling Green State University sociologist Kei Nomaguchi told The Washington Post.It could be more beneficial to spend one fully-engaged hour with a child than spend the whole evening half-listening to your kid while scrolling through work emails.They have a higher socioeconomic statusOne-fifth of American children grow up in poverty, a situation that severely limits their potential.Its getting more extreme. According to Stanford University researcher Sean Reardon, the achievement eu-agrarpolitik between high- and low-income families is roughly 30% to 40% larger among children born in 2001 than among those born 25 years earlier.As social scientist Dan Pink wrote, the higher the income for the parents, the higher the SAT scores for the kids.Absent comprehensive and expensive interventions, socioeconomic status is what drives much of educational attainment and performance, Pink wrote.This article first appeared on Business Insider.Science says parents of successful kids have this in commonMost parents want their kids to stay out of trouble, do well in school, and go on to live successful lives as adults.And while there isnt a set recipe for raising successful children, psychology research has pointed to a handful of factors that predict success.Unsurprisingly, much of it comes down to the parents. Keep reading to take a look at what parents of successful kids have in common.Drake Baer contributed to a previous version of this article.They make their kids do choresIf kids arent doing the dishes, it means someone else is doing that for them, Julie Lythcott-Haims, former dean of freshmen at Stanford University and author of How to Raise an Adult said during a TED Talks Live event.By making them do chores - taking out the garbage, doing their own laundry - they realize I have to do the work of life in order to be part of life, she previously told Business Insider.Follow Ladder s on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreLythcott-Haims believes kids raised on chores go on to become employees who collaborate well with their coworkers, are more empathetic because they know firsthand what struggling looks like, and are able to take on tasks independently.They teach their kids social skillsResearchers from Pennsylvania State University and Duke University tracked more than 700 children from across the US between kindergarten and age 25 and found a significant correlation between their social skills as kindergartners and their success as adults two decades later.The 20-year study showed that children who could cooperate with their peers, be helpful to others, understand their feelings, and resolve problems on their own were far more likely to earn a college degree and have a full-time job by age 25 than those with limited social skills.Those with limited social skills also had a h igher chance of getting arrested, binge drinking, and applying for public housing.This study shows that helping children develop social and emotional skills is one of the most important things we can do to prepare them for a healthy future, said Kristin Schubert, program director at the Robert Wood Johnson Foundation, which funded the research, in a release.From an early age, these skills can determine whether a child goes to college or prison, and whether they end up employed or addicted.They have high expectationsUsing data from a national survey of 6,600 children born in 2001, University of California at Los Angeles professor Neal Halfon and his colleagues discovered that the expectations parents hold for their kids have a huge effect on attainment.Parents who saw college in their childs future seemed to manage their child toward that goal irrespective of their income and other assets, Halfon said.The finding came out in standardized tests 57% of the kids who did the worst were e xpected to attend college by their parents, while 96% of the kids who did the best were expected to go to college.This falls in line with another psych finding The Pygmalion effect, which states that what one person expects of another can come to serve as a self-fulfilling prophecy. In the case of kids, they live up to their parents expectations.They have healthy relationships with each otherChildren in high-conflict families tend to fare worse than children of parents that get along, according to a University of Illinois study review.A nonconflictual single-parent family is better for children than two-parent families with conflict, according to the review.But, conflict between parents before and after a divorce can affect children negatively.Another study in this review found that 20-somethings who experienced divorce of their parents as children still report pain and distress over their parents divorce ten years later.Theyre educatedA 2014 study from the University of Michigan fo und that mothers who finished high school or college were more likely to raise kids that did the same.Pulling from a group of over 14,000 children who entered kindergarten from 1998 to 2007, the study found that higher levels of maternal education predicted higher achievement from kindergarten to eighth grade.A different study from Bowling Green State University suggested that the parents education levels when a child is 8 years old significantly predicted the education and career level for the child four decades later.They teach their kids math early onA 2007 meta-analysis of 35,000 preschoolers across the US, Canada, and England found that developing math skills early can turn into a huge advantage.The paramount importance of early math skills - of beginning school with a knowledge of numbers, number order, and other rudimentary math concepts - is one of the puzzles coming out of the study, coauthor and Northwestern University researcher Greg Duncan said. Mastery of early math s kills predicts not only future math achievement, it also predicts future reading achievement.They develop a relationship with their kidsA 2014 study of 243 children born into poverty found that those who received sensitive caregiving in their first three years did better in academic tests in childhood than those who did not receive the same parenting style.Those children also had healthier relationships and greater academic achievement.This suggests that investments in early parent-child relationships may result in long-term returns that accumulate across individuals lives, coauthor and University of Minnesota psychologist Lee Raby said.They value effort over avoiding failureWhere kids think success comes from also predicts their attainment.Over decades, Stanford University psychologist Carol Dweck has discovered that children (and adults) think about success in one of two ways. Over at Brain Pickings, Maria Popova says they go a little something like thisA fixed mindset assumes tha t our character, intelligence, and creative ability are static givens that we cant change in any meaningful way, and success is the affirmation of that inherent intelligence, an assessment of how those givens measure up against an equally fixed standard striving for success and avoiding failure at all costs become a way of maintaining the sense of being smart or skilled.A growth mindset, on the other hand, thrives on challenge and sees failure not as evidence of un-intelligence but as a heartening springboard for growth and for stretching our existing abilities.Dwecks mindset theory has attracted valid critiques over the years, but the core tenant of believing that you can improve at something is important to encourage in children.The moms workAccording to research out of Harvard Business School, there are significant benefits for children growing up with mothers who work outside the home.There are very few things, that we know of, that have such a clear effect on gender inequality as being raised by a working mother, Harvard Business School professor Kathleen L. McGinn, who led the study, told Working Knowledge.Daughters of working mothers went to school longer, were more likely to have a job in a supervisory role, and earned more money - 23% more compared to peers raised by stay-at-home mothers.The sons of working mothers also tended to pitch in more on household chores and childcare, the study found.But, working mothers arent necessarily spending every waking minute outside of work with their childrenWomen are more likely to feel intense pressure to balance child rearing with workplace ambitions. Ultimately, they spend more time parenting than fathers do.A 2015 study found the number of hours that moms spend with kids between ages 3 and 11 does little to predict the childs behavior, well-being, or achievement.In fact, the study suggests that its actually harmful for the child to spend time with a mother who is sleep-deprived, anxious, or otherwise stressed .Mothers stress, especially when mothers are stressed because of the juggling with work and trying to find time with kids, that may actually be affecting their kids poorly, study co-author and Bowling Green State University sociologist Kei Nomaguchi told The Washington Post.It could be more beneficial to spend one fully-engaged hour with a child than spend the whole evening half-listening to your kid while scrolling through work emails.They have a higher socioeconomic statusOne-fifth of American children grow up in poverty, a situation that severely limits their potential.Its getting more extreme. According to Stanford University researcher Sean Reardon, the achievement gap between high- and low-income families is roughly 30% to 40% larger among children born in 2001 than among those born 25 years earlier.As social scientist Dan Pink wrote, the higher the income for the parents, the higher the SAT scores for the kids.Absent comprehensive and expensive interventions, socioeconomic st atus is what drives much of educational attainment and performance, Pink wrote.This article first appeared on Business Insider.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people

Doing this 1-minute change could literally save your life

Doing this 1-minute change could literally save your lifeDoing this 1-minute change could literally save your lifeDaylight saving timeofficially ended and while your phones and computers automatically fell back one hour later, you still have to check your ovens,microwaves, and most importantly, your smoke detectors - at least according to panzerschrankty experts.The two times a year we change our clocks also serve as a valuable reminder to change the batteries in ourfire alarms. Only 57% of Americans have followed best practice and done so in the past six months, according to a survey of more 1,000 people conducted byServiceMaster Restore.When you go around your house this week, youll want to replace the batteries in each detector, advises disaster restoration expert Peter Duncanson. Bonus Doing it now will also prevent the purposefully annoying chirping reminder later on.Lift, twist, or remove the cover. (In some cases, the whole alarm will come off from a base.)Replace the battery with a brand-new one. Most machines use9-volt batteries.Close and snap the detector back into place.Press the test button to make sure its working. You should hear a beep or chirp sound.Also keep an eye out for the date of manufacture stamped on the device.Smoke detectors lose their efficacy after 10 years and require replacingjust like carbon monoxide alarms. Upgrade to thenewer lithium battery smoke detectorsand you wont have to worry about replacing the batteries at all for up to a decade.To keep your home as safe as possible, use interconnected smoke alarms so that when one sounds, they all sound. At a minimum, make sure you have smoke alarms installed inside each bedroom, outside each sleeping area, and on every level of the home (including the basement), theNational Fire Protection Associationrecommends.Monitoring your houses safety measures is now more important than ever.The average time to escape a home fire hasgone from 17 minutes to just three minutes or lessin the past few decades due to the increased use of synthetics in furniture and home construction, according to safety organization UL.And withThanksgivingonly three weeks away, dont forget to inspect your fire extinguisher for any signs of corrosion, missing pull-pins, and/or changes in the pressure gauge. Its always a good idea to have a working one on hand - especially when your brother-in-law attempts to deep-fry theturkey.This article firstappeared on ShondaLand.

How to make the most of your money on any budget

How to make the most of your money on any budgetHow to make the most of your money on any budgetYou check your bank account, the available balance isnt what you were expecting it to be, but you have no idea what you spent your hard-earned cash on. Sound familiar? All of us have probably experienced the above at some point in our lives, and it sucks when you realize that payday is still a couple of weeks away.Its easier than ever to lose track of your money when it doesnt physically leave your wallet, but there are many ways that you can take control of your spending. Implement the following five tips into your routine to make the most of your money on any budgetFollow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreStop buying lunch at workIt may be convenient, but the savings you can make by cutting out this habit may surprise you. For example, lets say you spend $6 a day on lunch, thats $30 a week. In a year (Ill use 48 weeks to allow time for holiday or sickness), youve spent $1,440, and thats not considering any snacks or drinks you might buy throughout the day Instead of buying lunch, try taking leftovers from the night before or prepping your lunches over the weekend.To make the most of the money youre nownotspending on lunch, put $6 away in a savings account each day and reap your reward in 12 monthsUse a spending trackerThis is a financial life changer. If you really want to see where your money goes, track exactly what you spend each day either in a notepad or on an Excel spreadsheet. It doesnt take a lot of time (15 minutes at the end of each day), and it will help you spot any spending habits that may be sneakily eating into your money, like the four takeaways you order every weekTake advantage of loyalty schemes and membership cardsIf you tend to shop in specific stores, you should check to see whether they offer loyalty schemes where you can earn points every time y ou shop.This is great for grocery shopping because food is something you need to buy often, and it wont cost anything extra to collect points. Depending on the store, they may offer vouchers or coupons in exchange for your points every few months or so.Alternatively, if youre a film buff like me, see if your local cinema offers a membership card that allows you to watch unlimited films for one tischset fee every month. At my cinema, paying to see two films every month costs more than the monthly membership fee, so its a no brainer.Become a discount code queenBefore you order anything online, do a quick search to see if there are any active discount codes that you can use on your purchase. If you cant find any, its always a good idea to sign up for the stores newsletter as you tend to get a discount off your first order.Check your emails for any old discount codes sitting in your inbox. Even if they supposedly expired on a date long gone, always test the code I recently used a discou nt code from a year ago to get 10 percent off a shirt AND free delivery. Winner winnerSwitch to a leistungspunkt card that rewards youIf you regularlyuse a credit card, you might want to consider switching to a provider that rewards you for spending.Note this is not an excuse to go wild and buy things you dont need.Instead, you can use the credit card for your everyday purchases and pay it off at the end of the month. Stores like Amazon offer credit cards that earn you Reward Points for your purchases which you can collect and then spend on Amazon.You can follow Chantelle on Instagram atsprinklesofspiceand find her on Twitter atchantellefairbn .This article first appeared on A Girl in Progress.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, acco rding to 12 CEOs10 habits of mentally strong people